Finance for small businesses & the families behind them

A non-deposit-taking NBFC offering MSME loans and Loan Against Property across Uttar Pradesh.

Up to 70% of property value Tenure up to 10 years From 14% p.a.
About Our Raghubar

A lender built for customers others overlook.

We are a non-deposit-taking, non-banking financial company dedicated to serving the financial needs of underserved customers in India’s lending market. As of now, our operational network spans 11+ branches across rural, semi-urban, and urban areas in Uttar Pradesh.

  • Branches across rural, semi-urban and urban Uttar Pradesh
  • MSME loans, Loan Against Property and other lending solutions
  • Clear charges and a written sanction letter before disbursement
Our Products

Two loans, built for the way our customers earn.

Whether you run a shop, a workshop or a small factory, or hold property you want to put to work, start with the product that fits.

Loan Against Property

Unlock the value of your property without selling it. Flexible terms for both residential and commercial properties.

Key Highlights

  • Property types: Residential, commercial, industrial, land
  • Loan amount: Up to 70% of market value
  • Tenure: Up to 10 years
  • Interest rate: From 14% p.a. (floating)

MSME Loans

Our MSME lending drives economic growth and financial inclusion by supporting small businesses and entrepreneurs who are often overlooked by larger lenders.

Over 80% qualify as Priority Sector Lending

  • Designed for small businesses and entrepreneurs
  • Decisions made close to you at a local branch
  • Clear charges disclosed before you sign

11+

Branches across Uttar Pradesh

80%+

MSME loans qualify as Priority Sector Lending

70%

Of property value, maximum on Loan Against Property

10 yrs

Longest repayment tenure

From application to disbursement

Every step follows our Fair Practices Code, so you know what happens next.

1

Apply

Fill the enquiry form or visit a branch. We acknowledge your application and tell you how long it will take.

2

Appraisal

Your application is assessed against our credit policy and eligibility criteria.

3

Sanction

You receive a sanction letter with the amount, rate, EMI, repayment schedule, charges and terms.

4

Disbursement

Funds are released after agreements are signed and verification is complete.